What We Do
Clients come to us for answers. Have you asked yourself any of these questions? If so, we should meet.
Financial Planning
How much money will I need to retire?
When can I comfortably retire?
How can I be sure I won't run out of money in retirement?
How can I generate guaranteed income in retirement?
How do I get the most out of Social Security?
Insurance
Do I need Life Insurance?
Do I need Disability Insurance?
Should I buy Long Term Care Insurance?
How to protect my assets from nursing home costs?
What do I do with policies I no longer need?
Taxes
What strategies can I use to minimize my income taxes?
Will I have to pay income tax on my Social Security benefits?
How can I take money out of my IRA without paying income taxes?
How do I handle my Required Minimum Distributions from my IRA?
Which investment options will reduce my income taxes?
Investments
How do I build an investment portfolio built to last?
When can I comfortably retire?
How can I be sure I won't run out of money in retirement?
How can I generate guaranteed income in retirement?
How do I get the most out of Social Security?
Medicare/Medicare Supplements/Part D
How do I transition my health insurance coverage at age 65 or age of retirement?
How does Medicare work and do I need to sign up for it?
What is the difference between a Medicare Supplement and Medicare Advantage plans?
Do I need a Medicare Supplement/Part D and how do I enroll?
Can I change Medicare Supplement plans in order to reduce my premiums?
Estate Plan
What do I need to know about wills, trusts and probate?
Do I need a Power of Attorney for Health Care or Property?
Do I need a Living Trust?
What is the power of a beneficiary designation?
How do I ensure my children receive the most from my estate?
Employee Benefits
How do we know if our company retirement plan is compliant with DOL regulations?
Is a HAS, HRA or self-insured medical plan best-suited for my company?
Which medical plan options are best for my company?
Where can I obtain guidance and education when tackling tough HR or compliance issues?
Is our company correctly administering COBRA and complying with current legislation?
How can we educate employees about their "hidden paycheck" to improve morale and better appreciation for our benefits package?
What is the best way to handle Annual Open Enrollment period?